Complete Protection, Complete Stories

Award: Gold

Award Year: 2025

Category: New Product, Service or Business – Launch, Innovation or Line Extension

Executive Summary

How can Income multiply insurance sales for Critical Illnesses (CIs) like cancer with just one-fourth its competitors’ distribution force? Through CATEGORY-LEADING INNOVATION. Since life may survive a critical illness, but dreams don’t, Income’s Complete Critical Protect (CCP)—Singapore’s first comprehensive CI plan with optional guaranteed post-illness coverage, enabled people to complete their dreams. CCP’s launch shifted the conversation from INSURING AGAINST DEATH to INSURING YOUR DREAMS—featuring a cancer-survivor-turned-model and a terminally ill patient-turned-film-director. Sales grew 231% year-on-year—beating the industry’s 13% full-year growth—unlocking 83% higher average annual premiums.

Lead Agency

BBH Singapore

Aditya Saharia, Senior Account Director

Sid Tuli, Managing Director

Client

Income Insurance

Irene Tan, DVP and Head of Product Marketing